Yesterday we went shopping and I loaded up on some Mom’s Best Naturals cereals. They don’t do a lot of advertising, which is why I’d like to give them props, getting the word out as cheaply as possible, so they don’t suddenly disappear from our store shelves or raise their prices.

Mom’s Best Cereals are cheaper and have better ingredients (no preservatives, hydrogenated oils, high-fructose corn syrup, artificial colors or flavors) than most of their popular counterparts. And if you haven’t noticed –  cereal is getting expensive, yo. With 5 kids eating cereal in the house, we spend a lot on cereal. Sometimes one of our local chain grocers will have decent deals on cereal, but it is usually the high-sugared kinds and we try to refrain from buying those.  You can read more about Mom’s Best Cereal’s here; and if you see them in the store, give ‘em a try. For the first time I saw they made instant oatmeal, too. We generally make it the old-fashioned way, but instant is nice when you need the convenience of something fast.

Money saving coupon here, although I couldn’t get mine to print out.

We’re not working with much cash right now. Annoying and stressful as it is, it is also a bit humbling. It forces us to really look at where we are spending and how we can make a difference. I say “us” but I really mean “me” because Frank doesn’t have anything to do with any of our money. Besides earning it. So many times I’ve said that I need to sit him down with me while I pay bills to he can see where the money goes.

. . . . .

A while ago I was reading up on some ways to be thrifty and came across some information on cloth napkins, which… inspired me. We could try cloth napkins, I thought. First, I planned on making some. I scoured my house for fabric but found none. I also didn’t think I’d be satisfied with the outcome of my own sewing. So I kept my eye open at Goodwill for some. They did occasionally have them, but they were .69 cents a piece and something in my head told me that was too much to pay for used cloth napkins. Found some at Pier I, but they were muy expensive. I found some at TJMaxx and was thisclose to buying them. They were $10 for a pack of 6, I believe. Buuuuuuut didn’t get them, thought Goodwill was a better bet. With 7 people in our house, we’d need at least two packages, and $20? Bah. Couldn’t bring myself to do it. I kept the cloth napkin idea on the shelf, but didn’t want to settle for anything less than a bargain.

In Target one day post-Christmas, there was a sale on all the leftover Holiday goodies. 75% off. I was looking for wrapping paper and scotch tape, maybe some chocolates. But you know what I saw? Some rectangular packages, red cloths… my mind clicked. Napkins!! At $9.99 each my tired brain tried to calculate what they would be at the discount. Realizing that this was the best price for brand, spanking NEW napkins, I took all they had and put them in my cart to “think” on it for a bit. I knew I’d want 4 for sure, maybe five. But I hoarded all available napkins in my cart for safe keeping. I did end up purchasing them, but my hoarding came back and bit me in the butt because I forgot that I had grabbed ALL of them, and at the checkout I just threw everything on the moving belt and paid.

Patience paid off. I’m very glad I waited, and I’m not bent out of shape that I got a few extra with the deal. They’re red, so they don’t show stains and I can throw them in with my colored laundry. It seemed like I had way too many at first, but the good thing is I don’t have to worry about them running out.

We’ve used them for a week now, and haven’t run out. And we don’t frivolously use up the napkins, as we did with paper ones. My oldest son wondered if we were really saving money, considering they would need to be washed. However, in the long run I think it is more economical and less wasteful. And, everyone enjoys wiping their hands on the cloth napkins. It is kind of a treat. The other day we had Buffalo Wings. How nice it was to wipe our hands on the cloth napkins and not have to use paper, which peels and rips, leaving sticky paper attached to fingers. I smiled at Frank, happily, hearing little pennies go “cha-ching” adding up in my head the benefit of the cloth napkins.

Here’s some links to articles on making your own cloth napkins — I might just try them. Some flannel ones might be nice. But as far as purchasing goes, I’ll keep my eye open after holidays. I’m sure making them would be more cost-effective. I’m a little rusty at the whole sewing thing, never making it past novice, high-school sewing class, but I could probably handle some squares.

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Well hello again. Last time I posted it was 2007. New year, new post, new focus. I plan to update and re-arrange things around groovy-mom.com. As I change my personal focus, the site may see some changes as well.

Christmas is over. It went well. Gifts exchanged, family-time spent and an inch increase of the waistline (I’m guessing, I have no evidence to back that up, nor do I really want to face the scale right now).

It is only five days in to the new year, and though I don’t like new year’s resolutions, I do like to remind myself of what is important, where I may have went off track, how I would like to change things. I used to keep a personal planner. For years I did. A couple years ago I stopped. And, honestly, I can see the difference. So this year I am starting it up again. Writing in my appointments, deadlines and keeping lists. Financial planning is high on the list for me. Keeping (much better) records of where money is spent, so I can see where the leaks are. The credit card bill hit a max over the past month, going over and surprising us with a $40 late fee. Not good. We had that paid off. Paid off. Yes, I said it. Spend on it once, and… well.

So I’m going to whittle that down as much as possible. Pay it off with taxes (again), and then freeze the thing in a block of ice. Unfortunately, for emergencies, we need it. Until we can build up a savings.

Student loans I have ignored and denied. I need to face up to them. And I will.

I hope 2008 brings you renewed determination as well.

I realize it would only be customary to have one of those sappy, look here he is as a baby and here he is now entries for Dants, as he turns 14 today. But… I haven’t the energy. I’ll save that for a cheery disposition, and cake-cutting skills later. He already has his gift (a new snowboard — my goodness those things are pricey), so I’ve nothing else to do but be kind and try not to look as exhausted as I feel. He doesn’t like parties or big fusses over him (another inherited gene from his dad) on his birthday, but he won’t object to gifts, of coarse!!

. . .

Well, I done shot all my high expectations of daily posts all to heck, didn’t I? With Christmas and birthday and work and some personal crap that I’m too tired to discuss — I skipped some entries.

The world stopped, but only for a second. Did you notice?

Shooot. Hardly.

. . .

Work is very busy, being newsletter week plus bulletins for Christmas, Christmas Eve and the regular service. I was on the receiving end of some delicious yummies (bars and breads), and… yeah. It hit the spot and perked the day up. The little things, I tell ya. Another perky-perkmaker is my Sigg.

I chose the SIGG “Maharadsha Turquoise” one after numerous visits to the display rack located inside Whole Foods. For many months I’ve eyed up the bottles, fondled them, fantasized about them (would I like it, would I not… would they be hard to drink from, do I get the flip top or the ringed top… what cooooolor should/would I get if I got one… would it fit in my cupholder in the van… would it fit in my purse… would the kids like it… is the inside coating poisonous — just the regular questions, you know), and then walking right on past them to the olive bar. Finally, yesterday, I did it. I bought one.I take a bottle of water to work each day. Normally I’d take my water jug, but it broke months ago. Probably about the time I started fantasizing about the SIGGS. I have spent well over the $20 investment cost of a new SIGG. What was I waiting for? It was either buy the bottle, or pick up yet another case bottled water.

Hooray for me. I like my shiny new bottle. I took it to wrestling practice last night (the boy’s practice, not me wrestling, you silly thing) and the boys all drank out of it, refilling it twice. That’s about $5 in water bottles right there. Took it to work today. Another buck or so. I’d like to get another bottle or two and maybe some extra caps (probably a sport top). They have all kinds of stuff you can get, different styles, bags, doohickies.

. . .

A few more days until Christmas. Am I done shopping? Not really. But I’m ready for Christmas. Family, having off work. Reflecting. A longer Thanksgiving with more meaning, that’s what Christmas is for me. It is really hard not to get sucked in to the stress and expectations of this time of year, regardless if you celebrate. Be well, don’t stress it, don’t be unhappy. I say this to you and to myself, heh. I stress easy, I worry even easier and I often stress out over (imaginary, perceived) expectations. Sigh.

Like free stuff?

. . .

I don’t usually crave M&Ms. Sometimes, but rarely.
They are a delectably poppable, dangerous snack. Pop, pop, into the mouth. The candy coated equivalent of popcorn. Not good.
They can inspire an arrangement by color.
The light brown ones tasted the best, but now they’re extinct.
Sentimental M&M eater, I am. I am.
They come in a dark chocolate option. I appreciate that, but am not fooled. They’re still… M&Ms.

. . .

Friday. Can’t lie, it is nice to know the weekend is ahead of me instead of behind… from a “work” point of view. If only I could put work completely out of my mind instead of letting myself slip into calculating next week’s tasks. A job I can leave at work, is a job worth pursuing.

Or a discipline I have not yet mastered.

I don’t watch a lot of television, and don’t have any shows that I watch religiously, or regularly. Recently, I found a show, though, that’s starting to hook me. I was mindlessly flipping through the stations one night and paused on what looked like a reality-television/news short. I couldn’t really discern, though after a few minutes swayed to the side of “reality” show. There was a clean cut man, surrounded by assistants, a Hispanic maid, who loved his animals, and was… trying to sell a house. I watched up to the commercial, and through to the next commercial, and then all the way to the end. Momma’s getting into this show.

A few days later I caught it again, this time getting the title: Flipping Out. The show airs on Bravo, Tuesdays, but somehow I caught it only on a separate news channel (which was why I was confused as to what exactly it was at first). It’s basically about a guy who flips muliti-million dollar homes, while overseeing a small staff and getting botox somewhere along the way. His name is Jeff. You can find out about those lips here. The show is reality, but it a little more benign than other reality shows. You don’t feel like you’ve been assaulted after watching it and the people, despite the name of the show, don’t wig out to the point of needing the cops called, like some other shows (I Love New York).

. . .

Today the boys went sledding while the girls stayed home and watched a movie. We don’t have enough snowpants and boots to outfit the whole family, apparently, either. Frank and I have shared a pair for a couple years. Franny, being the smallest, wears all hand-me-downs, Carlito got a new pair this year. But Sophia and I have none. I also have no jacket. It ripped two years ago. Last year I limped through using my leather jacket when I really needed one, and a sweatshirt when I felt I could do without.

I’m going to hop online and see if I can find a jacket that will do. I also am going to do some shopping for football jerseys (two of the boys have jerseys down on their list for this year). I have basically none of my shopping done and am doing the minimal possible (due to financial and personal reasons). Frank and I don’t usually exchange gifts, but sometimes take some money out from the early Christmas checks my grandparents send and buy something for each other. Frank’s all about not giving gifts (he says it isn’t what the season is about and if it were up to him the kids might not get anything at all, doesn’t like all the consumerism of Christmas time).

Onto the meme swiped from Amy:

1. Wrapping paper or gift bags? Wrapping paper. Every now and then we have a gift bag given to us by someone else that I might re-use if it’s not too beaten up, but I don’t buy them myself. It wouldn’t feel right lifting gifts out of bags and not tearing wrapping paper off of them. My conscience is eased a bit on the waste issue because we recycle all of the paper we use.
2. Real tree or artificial? Real. Well, both. I have a very inexpensive artificial tree in the dining room that’s decorated with all my gingerbread-themed ornaments, but our main tree in the living room is (and will always be, as long as we’re physically able to haul one home and stand it up) a real tree. I once heard someone say, “You wouldn’t give your wife artificial roses, why would you buy an artificial tree?” I totally get that perspective.

3. When do you put up the tree? Thanksgiving weekend.

4. When do you take the tree down? Usually by New Years Day, sometimes sooner if it starts to drop needles.

5. Do you like eggnog? Shyuh. With brandy, please.

6. Favorite gift received as a child? I loved my Cabbage Patch Kids, one year I think I got 1 of those and 2 homemade ones. Wasn’t as fond of the homemade ones, but I was still happy to get friends for my Cabbage Patch Kids.

7. Do you have a nativity scene? No. We did have one but don’t know where it went.

8. Hardest person to buy for? Probably my dad.

9. Easiest person to buy for? Frank’s pretty easy, if we’re buying for each other.

11. Mail or e-mail Christmas cards? Snail mail.

Favorite Christmas movie? National Lampoon’s Christmas Vacation

13. When do you start shopping for Christmas? Usually not until after the first week of December. Sometimes I’ll see something on sale, or something just perfect months ahead and will buy it, hide it. Occasionally I forget I bought the darn thing, too. That’s what I get for trying to shop early, I guess.

14. Have you ever recycled a Christmas present? Most likely, yes.

15. Favorite thing to eat at Christmas? I can’t narrow it down to one specific thing. I like the sweets, the appetizers… it’s all good.

16. Clear lights or colored on the tree? We’ve got both. The clear ones flicker and the colored ones are steady.

7. Favorite Christmas song? I like all kinds, but enjoy more of the old hymns and traditional songs.

18. Travel for Christmas or stay at home? Home.

19. Can you name all of Santa’s reindeer? Sho’ can.

20. Angel on the tree top or a star? It is a star, from ShopKo I think.

21. Open the presents Christmas Eve or morning? Depends. Frank sometimes works on Christmas Day, so we kind of go with the flow. Sometimes we open gifts from others on Christmas Eve and from each other on Christmas Day. Just depends.

Happy Thanksgiving.

Ours went well, not without a hitch but hey — I never expected things to go smoothly. Earlier this week I couldn’t find sweet potatoes. Finally found some yesterday (at Wal-mart). I put them in the oven to bake, telling the two oldest that when the buzzer goes off to turn the oven off, and went to a friend’s house. Naturally, they forgot (D said, “Oh turn the oven off? I thought you meant turn the buzzer off.”) and my potatoes turned into hollow shells reminiscent of a sweet potato. I placed them cool outside overnight hoping that some of them could be salvaged. Today Franny and I were able to scrape out only a few cups worth of potatoes, so Frank had to make a trip back to Wal-mart (naturally open on Thanksgiving, of coarse).

Power blew out in the kitchen. Mini crisis/heart attack for that ordeal.

But it all worked out. Food was cooked, company came, we ate and were merry. I was hoping to play some board games, but everyone is just tuckered out.

Snagged this from Robyn:

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My finances are a hot mess. I’ll admit it. With some family crisis going on as of recent, all I could think about was getting through the day. I never thought about balancing the checkbook. And now I’m definitely paying for it.

As much as it sucks to be so low on funds that you have to cash in your little piggy jar stash to pay for your fat cat’s urinary track testing and medicine, it sure was nice to have that jar available. With the $80 that was in it, we were able to get some gas, have a lunch date (I’ll admit, a bit frivolous, but husband and I needed that), pay for the meds and have a couple bucks leftover. But literally, when those dollars were gone, we had NADA. Nothing.

That’s not a good feeling. And as I pondered how we literally had nothing, I thought more about how much we owed. Credit cards, student loans (who I’ve been fighting off for years),  home equity loan… I realized that we had less than nothing. Negative nothing, if that’s possible. I had to own up to it a bit. Suck it up, eat some crow. Stop burying my head in the sand. Stop making excuses, be more responsible.

I’ve been flirting with being financially responsible. Hopping on that wagon. Reading. Dipping my big toe in there, but not committing. But I need to. I’m groused out by the fact that I’m thirty-fricken’-four and I’m no better off than I was at twenty-four. A wee bit more responsible, but not credit card free (I was for a few months there), and not with savings on hand (had it for a bit).

This week I’m looking at my Overspending Triggers (feel free to hop in on that thread and list your own), seeing as it is Thanksgiving week and I’m hosting and I KNOW I tend to overspend when hosting. But I’m not going to worry about that right now. Today I need to cash my check. I need to think about where and how I’m going to spend it. I’ll report back.

I’m always on the lookout for simple ideas the kid’s can make for Christmas gifts. A gift in a jar has become pretty popular. Just get your recipe(s), grab a case of 1-quart canning jars, your ingredients and voila. You can find free recipes all over the internet. Here’s one that looks tasty:

SMORE BARS
Ingredients:
1 C. chocolate chips
1 1/2 C. miniature marshmallows
1 sleeve of graham cracker (ground into crumbs)
1/3 C. brown sugar (packed)

Recipe:
Pour SMORE BAR mix in large bowl. Melt 1/2 cup butter, pour over mix. Add 1 tsp. vanilla; mix. Place in greased 9×9 baking pan. Bake for 15 minutes at 350.

Here’s a good list of some great free resources:
geocities.com/giftsinajar - tons of recipes and wonderful tips.
handmadegifsinajarrecipes.com
familycrafts.about.com
organizedchristmas.com
recipezaar.com - Butterfinger cookie mix (yum!!)
momof9splace.com

I have to admit, though, when I get a gift in a jar I rarely eat them. OK, I don’t eat them.. anymore. See, a couple times I’ve opened it up and the stuff tasted like crap. The way the ingrediants are packed in like sardines kind of grouses me out. When you attempt to empty the jar, each layer resembles a hockey puck, clanking against the rim, screaming for Sharon Stone and her ice pick. Turned me off of eating them. So if anyone has some recipes that are actually GOOD to make and consume, I’m all ears. Maybe you can convince me.

If YOU get a gift in a jar, do you actually consume it or do you toss it?